Risk Factors - OCC

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$OCC Risk Factor changes from 00/12/20/21/2021 to 00/12/22/22/2022

Item 1A. RISK FACTORS Item 1A. Risk Factors is not a required disclosure for a “smaller reporting company” as defined in Rule 12b-2 promulgated under the Securities Exchange Act of 1934, as amended. Risk Factors is not required for a “smaller reporting company” as defined in Rule 12b-2 promulgated under the Securities Exchange Act of 1934, as amended. Certain risk factors that may adversely affect the Company, the Company’s future results of operations and future financial condition, and future market valuation of the Company are mentioned under “Forward-Looking Information” included in Management’s Discussion and Analysis of Financial Condition and Results of Operations in the Company’s Annual Report for the fiscal year ended October 31, 2022 (filed as Exhibit 13.

1 to this report on Form 10-K), and in our Quarterly Reports on Form 10-Q. Item 1B. UNRESOLVED STAFF COMMENTS None. .